Business Development Officer (SME Loans)

Full time Bank Profile in Business Development
  • Post Date: January 31, 2023
  • Apply Before : February 28, 2023
  • Salary: Negotiable
  • Applications 9
  • View(s) 79
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Job Detail

  • Career Level Officer
  • Experience 3 Years
  • Gender N/A
  • Industry Banking
  • Qualifications Degree Bachelor

Job Description


  • Strong verbal and written communication.
  • At least 3 years’ experience in SME loan sales and management.
  • A business or marketing related degree.

Key Result Areas

  • Sales and customer relationship management.
  • Acquire new SME customers to expand the loan portfolio.
  • Explore new avenues for customer marketing and acquisition.
  • Serve existing and new “walk in” customers.
  • Facilitate customer pre-application and application process.
  • Explain and educate customer on the company’s SME loan products, application,procedure and requirements.
  • Plan and manage schedule for customer visits and interviews.
  • Conduct regular review on loan portfolio to further identify new opportunities.
  • Ensure “right customer sourcing” i.e. credit worthy customers to maintain quality of loans
  • Conduct customer / business site inspection, interviews and preliminary credit assessment, ensuring and maintaining high quality loans
  • Check and verify the supporting documentation of credit application file and request additional documents/information as necessary to assess the application creditworthiness Assess the credit risk of loan applications of individual and businesses to identify clients’ repayment capacity.
  • Regularly review and monitor customer portfolio for risk indicators as required with
    immediate follow-up on customers that show early signs of delinquency or violation of
    loan terms.
  • Ensure clients remain up to date with their loan and interest repayments and comply.
    with the Collection Procedures as required.
  • Report any information or event that may affect the client’s ability to repay, immediately.
  • Manage the existing portfolio of SME Clients, ensuring that the required regular credit.
    reviews/renewals are undertaken, and the company’s risk remains controlled.

Required skills

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